Coronavirus (COVID-19)

NY State of Health and the New York State Department of Financial Services have announced a special open enrollment period for those without health insurance. Open enrollment is open until April 15. More information here.

 

Price Gouging hotline: 800-697-1220 

24-Hour Coronavirus hotline: 1-888-364-3065

 

RESOURCES FOR INDIVIDUALS

Federal

  • Social Security assistance
    • Find information about deadlines that are being extended to ease the burden on individuals and medical providers here.
  • Veterans who think they have COVID-19
    • Before visiting local VA medical facilities, community providers, urgent care centers, or emergency departments in their communities, veterans experiencing COVID-19 symptoms—such as fever, cough, and shortness of breath—are encouraged to call their VA medical facility or call MyVA311 (844-698-2311, press #3 to be connected).  
  • Student loans
    • The President has directed the Education Department to waive interest on student loans held by the federal government
  • Nationwide expansion of Medicare telehealth services
    • Medicare patients can now visit any doctor by phone or videoconference, at no additional cost, including with commonly-used services like FaceTime and Skype
  • Tax deadline
    • Moved from April 15 to July 15 for both state and federal income tax returns.
    • The IRS recently went live with a website that provides tips for taxpayers and tax professionals. You can find that site here
    • The IRS also recently published FAQs regarding this year’s tax filing deadline extension. You can find that site here.

 

New York State

  • NYS Department of Health Coronavirus website
  • Sign up for NYS Coronavirus email updates
  • COVID-19 Sick leave application
  • Department of Labor complaint process related to COVID19 
  • Application for suspension of medical or student debt collection activity 
  • Price Gouging hotline: 800-697-1220
  • 24-Hour Coronavirus hotline: 1-888-364-3065
  • Special enrollment period
    • NY State of Health and the New York State Department of Financial Services have announced a special open enrollment period for those without health insurance. Open enrollment is open until April 15. 
    • More information here
  • The Governor announced a 90-day moratorium on any residential or commercial evictions.
  • NYS has directed mortgage payments be waived for 90 days based on financial hardship 
    • No late fees
    • No negative impact on credit.  
    • This is in effect 90 day grace period-- those who participate in the program will still owe their payments but be allowed to pay them at a later date.
    • Postpones or suspends foreclosures.
  • The Department of Financial Services instructed state chartered banks to waive ATM fees, late fees, overdraft fees and credit card fees
  • Unemployment assistance
    • The state will waive the 7-day waiting period for workers in shared work programs to claim unemployment insurance for those that have been put out of work by COVID-19
  • Employee protections
    • Employers with 10 or fewer employees and a net income less than $1 million will provide job protection for the duration of the quarantine order and guarantee their workers access to Paid Family Leave and disability benefits (short-term disability) for the period of quarantine including wage replacement for their salaries up to $150,000.  
    • Employers with 11-99 employees and employers with 10 or fewer employees and a net income greater than $1 million will provide at least 5 days of paid sick leave, job protection for the duration of the quarantine order, and guarantee their workers access to Paid Family Leave and disability benefits (short-term disability) for the period of quarantine including wage replacement for their salaries up to $150,000.  
    • Employers with 100 or more employees, as well as all public employers (regardless of number of employees), will provide at least 14 days of paid sick leave and guarantee job protection for the duration of the quarantine order.  
  • Telemedicine
    • The State Department of Financial Services will require insurance companies to waive co-pays for telehealth visits.  
    • REMINDER: New Yorkers should seek medical attention from their homes rather than visit a hospital or doctor’s office — ultimately reducing strain on the healthcare system and preventing further spread of the virus.
  • Public utilities
    • The New York State Department of Public Service suspended public utilities from cutting off service - including power and heat - to customers affected by COVID-19. The State's major utilities will take immediate action to suspend service shutoffs to households during the COVID-19 outbreak and will continue to offer deferred payment plans for customers struggling financially due to the outbreak.
  • Paid leave
    • Governor Cuomo signed a bill to guarantee Paid Leave for New Yorkers under mandatory or precautionary quarantine due to COVID-19. More information here.
  • Life insurance premium deferral
    • For a 90 day period, consumers experiencing financial hardship due to COVID-19 may defer paying life insurance premiums. 
      • No late fees will be assessed and no negative data will be reported to credit bureaus during this time, and late payments will be payable over a one-year period. 
      • LICONY, or the Life Insurance Council of New York, which represents over 80 percent of the life insurance industry, has agreed to these measures.

New York City

  • New Yorkers can text COVID to 692692 for updates. Spanish speaking or reading New Yorkers can text COVIDESP to 692-692.
  • Vulnerable New Yorkers who have symptoms can call 1-844-NYC-4NYC to connect with services and schedule testing
  • Many are facing challenges brought by the COVID-19 emergency. For those who need it, the City has compiled a list of services you may need
  • Section 8 rental assistance
    • To ensure New Yorkers who use Section 8 rental assistance vouchers have undisrupted access to housing, the City is taking the following steps:  
      • The City will automatically extend any Section 8 voucher set to expire. Voucher holders do not need to reach out to the City for an extension.  
      • All subsidy terminations that are in process are suspended until further notice. 
      • Any HPD Section 8 voucher holders facing rent hardships due to decreases in income should contact HPD.   
      • NYCHA encourages households experiencing a loss of income to visit the NYCHA Self-Service Portal.  
      • The HPD Section 8 team is still available by email at DTRAI@hpd.nyc.gov
  • Find a soup kitchen or pantry near you
  • Mental health resources
    • Pandemics are stressful, and working from home or avoiding public spaces can lead to increased anxiety.  
    • Visit NYC Well, call 888-NYC-Well or text “WELL” to 65173 to receive free confidential counseling in more than 200 languages.
  • Childcare
    • 93 enrichment/education centers across the City are serving the children of first responders, transit workers, healthcare workers and grocery and pharmacy workers.

 

 

RESOURCES FOR SMALL BUSINESSES

Federal 

  • Economic Injury Disaster Loan (EIDL) & Emergency Economic Injury Grants
    • These are low interest loans.
    • When you apply for an EIDL loan you are eligible for an emergency advance of up to $10,00 to small businesses and private non-profits (these advances do not need to be repaid under any circumstances).
    • To access the advance, you must first apply for an Economic Injury Disaster Loan and then request the advance
      • The $10,000 advance does not need to be repaid under any circumstance
  • The Paycheck Protection Program (PPP)
    • A new loan program at SBA for small businesses, self-employed, and gig workers to help them from going under during the crisis. 
    • Provides cash flow assistance through 100% federally guaranteed loans to employers who maintain their payroll during the crisis.
    •  The size of the loan is 250% of an employer’s average monthly pay-roll cost during the period of Feb. 15, 2019 to June 30, 2019, capped at $10 million. 
    • If employers keep employees on payroll for 2.5 months, the loans would be completely forgiven.
  • Small Business Debt Relief Program
    •  The Small Business Debt Relief Program will provide immediate relief to small businesses with non-disaster SBA loans – in particular 7(a), 504, and microloans.
    • Under the program, SBA will cover ALL loan payments on these SBA loans – including principal, interest, and fees for SIX months
    • This relief will also be available to new borrowers who take out loans within 6 months of the President signing the bill into law.
    • This does not apply to the PPP loans.

 

New York State

  • Consumer and small businesses property and casualty premium deferral
    • For a 60 day period, consumers and small businesses experiencing financial hardship due to COVID-19 may defer paying premiums for property and casualty insurance, including auto, homeowners, renters, workers comp, medical malpractice, livery and taxi. 
      • No late fees will be assessed and no negative data will be reported to credit bureaus during this time, and late payments will be payable over a one-year period.
  • COVID-19 Business Counseling
    • The Empire State Development Board of Directors approved $7.5 million in COVID-19 Business Counseling support to 70 non-profit partners across New York State. 
    • The funding will enable these organizations to provide small businesses with necessary guidance to secure disaster assistance, such as Small Business Administration Economic Injury Disaster Loans, amid the COVID-19 pandemic.
    • Up to 24 Entrepreneurship Assistance Centers and up to 23 Small Business Development Centers will receive $5 million, with an additional $2.5 million awarded to up to 23 Community Development Financial Institutions.

 

New York City

  • Assistance & Guidance for NYC Businesses Impacted Due to Novel Coronavirus can be found here
  • The NYC Department of Small Business Services has developed a survey in order to collect data on business-related impacts due to the virus- the information collected will help the City better respond to business challenges during this time.  
  • If you’re a small business owner in NYC affected by COVID-19, visit nyc.gov/covid19biz or call 311 for updates and information on grants
  • To help small businesses deal with the impact of COVID-19, the City has launched the Employee Retention Grant Program to help retain employees as businesses face decreased revenue. 
    • This program is available to New York City businesses with one to four employees that can demonstrate at least a 25% decrease in revenue as a result of COVID-19. 
    • Eligible businesses will receive a grant covering up to 40% of their payroll for two months. Businesses can access up to $27,000.
    • Information here
  • Small Business Continuity Loan
    • The Small Business Continuity Loan Program is available for businesses with fewer than 100 employees.
    • These are interest free loans of up to $75,000 and can be used to cover operational costs.
    • For more information visit NYC.gov/covid19biz

 

PEOPLE LOOKING TO HELP:

  • New Yorkers who have recovered from COVID-19 and had a positive test before March 7th can visithttps://www.mountsinai.org/ to help save another New Yorker by donating plasma.

 

 

More on Coronavirus (COVID-19)

Apr 2, 2020 Newsletter

Dear Friend,

 

Apr 2, 2020 Press Release
Congresswomen Carolyn B. Maloney (D-NY) and Cindy Axne (D-IA) today were joined by 18 of their colleagues in urging the Trump Administration to immediately suspend all tariffs on the imports of medical supplies and personal protective equipment during the coronavirus pandemic.
Apr 1, 2020 Newsletter
Today, I have asked my colleagues to join me in calling on the Trump Administration to immediately suspend import tariffs on medical equipment and personal protective equipment (PPE). This policy that should have been put in place weeks ago. The State and the City continue to work to expand our hospitals' capabilities to contend with the coronavirus pandemic.
Mar 31, 2020 Press Release
Following the return of more than forty of her constituents who were stranded abroad due to COVID-19, Congresswoman Carolyn B. Maloney (NY-12) issued the following statement commending the State Department’s actions and urging continued work to bring every American stranded abroad back home.
Mar 31, 2020 Newsletter
Yesterday, Inspector General Michael Horowitz took a strong first step toward implementing the oversight requirements included in the Coronavirus Aid, Relief, and Economic Security (CARES) Act by quickly appointing a Chair for the Pandemic Response Accountability Committee (PRAC). This committee was created by one of the provisions I offered to the CARES Act as Chairwoman of the Committee on Oversight and Reform.
Mar 30, 2020 Newsletter
New York's hospital capacity increases by 2,000 beds today with the opening of the Javits Center temporary hospital and the arrival of the USNS Comfort, a naval medical ship. This is a necessary step as our city and state contend with an influx of patients due to COVID-19. The NYS on PAUSE executive order has been extended through April 15 to help mitigate the spread of coronavirus.
Mar 29, 2020 Newsletter
The State has taken action to; overrule any hospital policy that restricted a support individual from being in the labor and delivery room with the mother, approve funding for small business counseling, and push back the tax filing deadline to July 15 to match with the new federal tax filing. More on all this and other updates below.
Mar 28, 2020 Newsletter
Today, Governor Cuomo announced that the New York State presidential primary has been moved to June 23, 2020. Yesterday, the third coronavirus disaster relief package became law - which means billions of dollars in funding will be coming to our city for hospitals, into New Yorkers' pockets, and for small businesses. The State has also announced new and expanded financial productions for individuals and small businesses.
Mar 27, 2020 Newsletter

Dear Friend, 

 

Mar 27, 2020 Press Release

Congresswoman Carolyn B. Maloney (D-NY), today submitted the following statement to the Congressional Record on H.R. 748, the CARES Act.