Affordable Care Act
Thanks to the Patient Protection and Affordable Care Act, millions more Americans will be able to secure affordable, quality and accessible health care. Signed into law in 2010, from young to elderly, Americans are already seeing expanded health insurance coverage and cost savings. I am a proud supporter of this historic law that makes for a healthier America and strengthens our economic security.
Starting October 1st, New Yorkers looking for health insurance can log on to http://www.nystateofhealth.ny.gov/ or call 1-855-355-5777 to compare and shop for health insurance plans which begin coverage on January 1, 2014.
To apply for health insurance as an individual or family, you will answer a series of questions about your household and income to determine eligibility for public insurance, tax credits, or premium subsidies. On average, New Yorkers with incomes below 400 percent of the federal poverty level ($45,960 for individuals and $94,200 for a family of four) will receive financial assistance in the form of federal tax credits to make coverage more affordable. You can estimate your potential tax credit and insurance premium here at the New York State of Health website.
If you need assistance understanding how to pick an insurance plan and enroll, there are designated Navigators in your area who can help guide you through the process. Select your county in this map from the NYS exchange to find a Navigator near you:
For the most up-to-date information regarding the Affordable Care Act and how it affects you, please visit the New York State of Health website.